Do you understand the difference between “bad” debt and “good debt”? Have you considered your options and the tax benefits of borrowing to invest? Are you making sure that you are paying appropriate tax rather than too much or too little?
For many people, debt is a ‘noose around their neck’ and you may also have multiple debts such as a mortgage, investment loan, credit card debt and/or a personal loan. In addition, you might find it difficult to work out which debt to tackle first so we will develop strategies to help you reduce your debt in an effective way giving you confidence that you are making progress. We will help you understand which debts to clear first and why, so you will feel a sense of achievement as they begin to disappear.